3-story Trophy commercial building in prime Union St commercial corridor, on Fillmore @ Union. 2 levels of offices over street retail. Top 2 levels currently used as Psychiatrist offices, all mo-to-mo tenancies. Retail is occupied high-end clothing retailer, will be vacant by February 2013. Exciting opportunity for owner-user to take over entire building & establish business in one of the most heavily foot-trafficked, high-end commercial areas in San Francisco. Current projected income 157K annually. If owner-user occupies 51% of building for business, 10% down attractive SBA financing is available. Potential to convert 1 or both office levels back to original residential use. Building won award in 1980 for 'outstanding period renovation'!